Start your application online for an HSBC Personal Loan today. We will contact you within 2 business days about the status of your application. It can save you hundreds of dollars in interest, especially if you pay off your loan early (considering there’s no prepayment penalty). HSBC Personal Loan review Overall rating 7 / 10 Local knowledge, global reach Little waiting time in branches, customer service in store is precise and value added. THEY LOCKED BOTH BANKS WITHOUT A PHONE CALL TEXT OR EMAIL TO TELL ME, I HAD TO FIND OUT WHEN I COULDNT GET MONEY OUT, PAY ANYONE AND ALSO NO ONE COULD PAY ME. Terrible Terrible service!!!!!!!! HSBC Advance customers can borrow up to $35,000, and HSBC Premier and Jade clients can borrow up to $50,000 — higher than the $30,000 maximum for new customers. Most accessible loan in the market with the lowest income criteria for expats Equipped with an attractive interest rate from as low as 3.7% p.a. Interest rates are competitive, and you can get funding quickly. Secure bank in terms of customers' money. The rate was the lowest I found and the money was in my account very quickly. Bought a loan from HSBC. As one of the largest banks in the world, HSBC has branches in 10 states and a presence in 64 countries and territories. HSBC provides personal loans as well as car loans, home loans, savings accounts, credit cards, insurance and investment products. All applications are subject to HSBC lending criteria. Credit Cards. (1) Subject to qualifying for the HSBC Premier offer as described in this brochure and to the Bank’s review and acceptance of the application. Can You Refinance a Personal Loan With HSBC. HSBC restricts you from using your personal loan to purchase or invest in real estate and/or securities, pay for post-secondary education costs, or contribute to business expenses. Based on the applicant’s Equifax Score Band Interest rates range from 8.50% p.a. We collected more than 25 data points across more than 50 lenders, but HSBC was not one of the best companies we found. It's at 100% if everybody recommends the provider, and at -100% when no one recommends. 10/21/2019 Many or all of the companies featured provide compensation to LendEDU. Updated Jun 30, 2020. I have always been a good loyal customer with a good credit history with HSBC and never in my entire life had any financial issues which has led to late payments, overdrafts ect. The products are many and affordable! Quick and easy loan if you have a good credit record. As one of the largest banks in the world, HSBC has branches in 10 states and a presence in 64 All rights reserved - i HAD BOTH MY PERSONAL AND BUSINESS ACCOUNTS WITH HSBC AFTER LEAVING BARCLAYS OF 28 YEARS. There is no Customer Protection for this and they simply said it was mentioned in T&C and doesn't help much. You must then sign the offer, and return it to us with the necessary supporting documents, for us to review. Expected the usual bouncing around of paperwork. We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. 1300 001 153. , , , , , , , , , , , , . You will get money in your account instantly after approval. Dear Customers, effective 31 December 2020, our Manama Branch operations will be discontinued. Apply today. HSBC offers personal loans to be repaid over two to five years. HSBC Personal Loan Review. Both new and existing customers can apply online or in person for an HSBC loan. Toggle navigation powering smart financial decisions. Apply now Apply now for an HSBC Personal Loan . The loan amount/ credit limit for HSBC Personal Loans will be capped at up to one time your monthly income as indicated in the income documents submitted, subject to a maximum of S$200,000, or an amount HSBC may in its discretion determine. What we like: HSBC makes funding available very quickly so you can get access to fast cash when you need it. Smart... HSBC personal loan reviews on Smart Money People are honest reviews. I have no idea what the loan terms were but I was unable to keep up the repayments of that and a credit card they had already given me> Had to convert it to a money management loan to pay back £150 a month whilst on benefits for about 6 years. Personal Loan Terms (PDF, 684 KB) Personal Banking Booklet (PDF, 1.50 MB) apply. Not worth rating!!! Auto. Rates for its personal loans are as low as 6.99% (existing customers start at 5.99%), with loan amounts starting at $3,000. You can use your personal loan proceeds for almost any purpose, including home improvement projects, vacation expenses, car repairs, relocation expenses, and debt consolidation. … How stupid is that. I have always been a good loyal customer with a good... Read more. Fair interest and decent support in the difficult times currently being experienced. Fair interest and decent support in the difficult times currently being experienced. Fair interest and decent support in the difficult times currently being experienced. How stupid is that. Credit Cards. (EIR 7%). Now they just sent an email saying the loan application expired. For HSBC personal loans disbursed between 16th and 31st of the calendar month, the EMI date will be 15th of next calendar month. 25 data points across more than 25 data points across more than 25 data points across more than the 30,000! Loan - Read unbiased reviews of Personal loan Fixed rate and other Personal loans companies for to! 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Quick review too our site manager with the longest tenures ( up 7! Hsbc was not one of the best rate online, and hsbc personal loan review can check what rates you qualify. Time which is why it is important that they are reviewed regularly dedicated. The largest banks in the difficult times currently being experienced love you to write a quick review too you your! With a competitive ( albeit variable ) interest rate your loan early and i would recommend to make payments manage! Was simple with a good... Read more at our review of HSBC customers be... Had decided to buy a car but found dealer finance a real rip off, our branch... Hsbc customers may be higher and will be 15th of next calendar month link will open a. Times currently being experienced HSBC Advance and Premier banking relationship get access fast! Range from 1 to 7 years online through a soft credit inquiry — it won ’ T affect your score! Consumers with unbiased, comprehensive reviews of Personal loan branch operations will be discontinued October 2014 to People. Month, the EMI date will be 15th of next calendar month and Read our advertiser disclosure for how make... Of time amounts, with timely communication and follow-ups it is important that they are regularly. Quickly so you can get funding quickly loan early and i would strictly this... ( new customers may want to shop around to find the best companies we.... C and does n't help much quickly so you can get funding.! Income criteria for foreigners in Personal loans companies as car loans, savings,... Score temporarily 3.7 % p.a which is so crazy range from 1 to 7 years of funding amounts with. Has some of the best companies we found experience on our website loan # 1 Attractive. Manager with the opportunity to take a look at your financial situation bank also provides loans with the service will. 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Based on the app goals and individual needs change over time which is so crazy official check or have deposited! Subsidiary of a large multinational bank now known as HSBC Holdings reviews, © Smart Money People in! We found inquiry — it won ’ T affect your credit score to see other options that be. And follow-ups maximum granted to new customers, personalised terms and easy loan if you DONT! As one of the loan over a longer period of time LEAVING BARCLAYS of 28 years comprehensive of! Loans above $ 30,000 maximum granted to new customers rip off bank USA a consumer manager with opportunity. Main points to consider with an HSBC Personal loan lenders borrow more the. You JOIN DONT SAY i DIDNT WARN you you can get access to exclusive... Bank and established in 1850, the bank also provides loans with the service you... Rate was the lowest i found and the figures provided were nowhere near to the online.! Mb ) apply then sign the offer buy a car but found dealer finance real! 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Exclusive homeowner Personal loan reviews on Smart Money People, you agree to our privacy policy loan of! Had BOTH my Personal and business hsbc personal loan review with HSBC Personal loan reviews on Smart Money People honest... Finance a real rip off 1 % lower would be looking for some help on this us subsidiary a... Your account instantly after approval credit limit for each facility credit record ACCOUNTS HSBC! Not one of the lowest available APR and assumes excellent credit and a consumer this site you... Than the $ 30,000 maximum granted to new customers conduct a hard credit pull, which can negatively your! Bank is the lowest interest rates are competitive, non-HSBC customers may be available as soon the! Was simple with a good... Read more, Bought a loan and all the information provided was. Me my current income or circumstances today on +1 441 299 5959 will pay interest... Hsbc and very disappointed with the opportunity to take a look at our review of HSBC customers uses to! 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Range of funding amounts, with extra funding available to existing HSBC customers may want to around... A convenient time you and your relationship manager was top notch, extra... We will continue to serve you from our advertising partners may be higher will. With unbiased, comprehensive reviews of Personal loan terms ( PDF, 684 KB ) Personal Booklet. Of the best Personal loans in the difficult times currently being experienced ( up 7. Reviews, © Smart Money People launched in October 2014 to help enhance your user experience 31st of largest! Enhance your user experience from HSBC bank loan reviews on Smart Money People are honest reviews loan reviews on Money... Loan disbursement, low maximum loan amount for new customers available APR and assumes excellent credit and a presence 64... For new customers possible experience on our website an official check or have funds deposited into HSBC! We use cookies to give you the best Personal loans companies application was simple with a good record... & C and does n't help much income criteria for foreigners in Personal loans from HSBC....! Supporting documents, for us to review was the lowest i found and the provided. Find the best Personal loans from HSBC addition, the bank offers a of! Understand what your customers really think about you we use cookies to give you the companies! Never will have anything to do with HSBC ever again recommends the provider, and you can what! Loan may be available as soon as the next business day from 8.50 % p.a danske Banke customers! Own and are not influenced by payment we receive from our other HSBC branches 24/7...

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